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For most families, it is income rather than savings that enables an enjoyable standard of living. Loss of that income as a result of death, sickness/illness or unemployment will usually cause a reduction in the quality of life for the family.

State benefits can only provide a basic lifestyle and increasing pressure on funding means that benefits are unlikely to increase in real terms in the future. The spouse/partner may, therefore, have to become the major earner which could leave the issue of who will  look after the children or fund the cost of childcare.

If you would like to find out more about our life and protection services then either call Paula on 07944 175496 or submit an online request for a call back.